Export Import Bank of the United States (Ex-Im Bank) - Ex-Im Bank is the official export credit agency (ECA) of the U.S. government and is based in Washington D.C. Its claims-paying ability is supported by the full faith and credit of the United States government. Ex-Im Bank provides comprehensive export short-term, medium-term, and lease coverage on a single-buyer basis, as well as comprehensive export multi-buyer coverage. Special programs are available for small businesses and environmentally related businesses and projects. Products to be insured must consist of 51% U.S. content to be eligible for Ex-Im Bank coverage.

Foreign Credit Insurance Association (FCIA) - FCIA is based in New York City and is owned by the Great American Insurance Company, which is based in Cincinnati. FCIA provides comprehensive short-term domestic and export credit insurance on a single-buyer and multi-buyer basis. FCIA also provides medium-term (up to three or five years) export credit insurance on a single-buyer basis. It has been writing credit insurance since 1962; until 1992, FCIA acted as the principal commercial risk underwriters for all Ex-Im Bank insurance programs.

American International Group (AIG) - AIG is one of the largest insurers of global risk, and has offered multi-buyer export and domestic credit insurance for decades. AIG’s trade credit and political risk operation is headquartered in New York City. AIG has traditionally focused primarily on writing coverage for large corporates with well-developed credit procedures, substantial exposures, and a good spread of risk. AIG developed new products to support its expanded focus to middle market companies in the 2000s, and also provides political risk coverage of cross-border equity investments.

Atradius - Atradius is based in Amsterdam and is one of the largest credit insurers in the world with offices in more than 40 countries. Its U.S. operation, which is based in Baltimore, offers single and multi-buyer domestic and export credit insurance. It also offers other specialized products, such as pre-export commodity finance coverage and highly tailored credit cover to facilitate increased funding through asset-based securitization facilities. Atradius also provides accounts receivable collection services.

Coface - Coface, based in Paris, is also one of the largest credit insurers in the world. Its U.S. operation is based in East Windsor, New Jersey. Coface entered the U.S. market in 2003 with its acquisition of CNA, which was a major export and domestic credit insurer in the U.S. Coface provides export and domestic multi-buyer cover, and also offers single-buyer cover through its subsidiary company, Unistrat (see below). Coface, which owns what used to be known as Veritas, also offers credit reports and a credit rating product called @Ratings, which is based on the credit underwriting expertise of Coface undewriters around the world. Coface also provides very effective and low-cost accounts receivable collection services.

Unistrat - Headquartered in Paris, France, Unistrat is now part of Coface. It writes political risk and, since 1999, credit insurance on terms of up to five years. Its policies cover investment and non-payment risks against the full spectrum of political and credit risks. Unistrat, which operates in the U.S. out of offices in New York City, prides itself on providing thoroughly underwritten quotes and so may initially require more information and time than other underwriters.

Exporters Insurance Company Ltd. (Exporters) - Exporters, headquartered in Bermuda, is a specialty insurer of political and credit risk. In order to obtain coverage, an exporter must become an Exporters preference shareholder or access preference shares through a financial institution. Each shareholder is entitled to purchase insurance limits equal to 37.5 times its investment (minimum investment of $100,000 / $3,750,000 capacity entitlement). Exporters will write limits on a per-risk or pooled-risk basis up to $60,000,000, and distinguishes itself in the market by offering multi-buyer as well as single-buyer medium-term coverage. It is the only private insurer that provides comprehensive coverage for up to seven-years.

Zurich-American (Zurich) – Zurich’s U.S. operation is based in Washington D.C. and is owned by the Zurich Group of Switzerland. It writes political risk and comprehensive credit insurance to cover investments, loans, exports and project financing. They offer political risk insurance up to ten years, and comprehensive cover for terms up to five years.

ACE Financial Solutions – ACE, which is headquartered in London, has its U.S. operation based in New York. ACE provides export and domestic single-buyer credit insurance and political risk cover.

Overseas Private Investment Corporation (OPIC) – OPIC is an independent agency of the U.S. government that insures investments overseas against a broad range of political risks. It is based in Washington D.C. OPIC also provides direct financing of businesses overseas through loans and loan guaranties, and finances private investment funds that provide equity to businesses overseas.

QBE – QBE is an Australian based insurer which commenced operations in the U.S. in 1986 and now conducts business through six U.S. based companies. QBE’s U.S. credit insurance operation, which is based in New York City, was launched in 2005, and the company is in the process of getting its trade credit policy text admitted in states across the country. QBE expects to be ready to offer multi-buyer credit insurance coverage in several states by Q1 or Q2 2006.

Houston Casualty Co. – HCC Credit is based in New York City with branch offices in London, England and Jericho, NY. It offers short and medium-term sigle and multi-buyer cover. HCC Credit represents Houston Casualty Company and U.S. Specialty Insurance Company, which are all wholly owned subsidiaries of HCC Insurance.

Euler Hermes - American Credit Indemnity is now owned by the Paris-based EULER Group, a holding company that owns a number of credit insurers throughout the world. It provides export and domestic mulit-buyer cover. Euler maintains an extensive proprietary database that includes access to EULER Group’s worldwide sources of credit information.